Debt Settlement Advisory in Dubai
Resolve Liabilities Before Closure, Legally & Strategically
If your company has unpaid loans, supplier dues, or pending salaries, liquidation can become legally blocked. CapitalClosure helps you negotiate, restructure, and settle debts to ensure a smooth, penalty-free business shutdow, fully compliant with UAE commercial laws.


“Debt settlement is not just financial — it’s legal. You cannot exit a business in Dubai without clearing or legally resolving what’s owed.”
— Lead Advisor, CapitalClosure
Why Debt Settlement Is Critical in Dubai Liquidation
- Corporate loans
- Supplier invoices
- Unpaid salaries or gratuities
- VAT dues or tax penalties
- Office lease balances
- Government fines
Without proper settlement, you risk:
- License cancellation rejection
- Personal liability or travel bans
- Negative credit listing or legal notices
- Delays with banks, landlords, and government clearances
️ Our 5-Step Debt Settlement Process
We specialize in practical, negotiated outcomes that protect your interests:

Step 1: Debt Assessment
- Review all outstanding obligations
- Identify creditor types: banks, suppliers, landlords, FTA, employees

Step 2: Legal Risk Review
- Highlight debts that may lead to legal holds or delays
- Recommend urgent actions (if travel bans or freezing risks exist)

Step 3: Creditor Negotiation
- Contact creditors professionally on your behalf
- Negotiate payment plans, discounts, waivers, or asset-based settlements

Step 4: Payment & Settlement Documentation
- Coordinate payments and confirm receipts
- Obtain settlement letters, clearances, or “no-dues” confirmations

Step 5: Submit Clearances to Authorities
- Provide debt settlement proof to DED, Free Zones, or Liquidator
- Finalize trade license cancellation and bank closures
Common Debts We Help Resolve
Type | Example |
Bank Loans | Business loans, overdrafts, unpaid credit cards 10,000 for late deregistration |
Supplier Invoices | Outstanding stock payments, agency dues |
Staff Salaries | Gratuity, leave encashment, MOHRE dues |
Government Fines | Late license renewal, municipality violations |
Office Leases | Premature tenancy cancellation, unpaid rent |
VAT Dues | Underpaid tax, incorrect filings, FTA penalties |
Google Reviews from Dubai Clients
RPS Immigration Services LLC2024-09-16Trustindex verifies that the original source of the review is Google. The audit was clear and efficient, providing helpful insights and recommendations. It highlighted areas for improvement and confirmed our strengths. A valuable process overall. Zahid Hussain2024-08-16Trustindex verifies that the original source of the review is Google. Special thanks to Capital plus auditing team for providing me excellence service. imtiaz hussain2024-08-16Trustindex verifies that the original source of the review is Google. They good professionals and they are eager to perform work for the betterment of client ABDULLAH JAN2022-12-12Trustindex verifies that the original source of the review is Google. It was a great experience working with Naqqash. He's a professional Accountant. Recommended IMRAN AWALBAZ2022-09-20Trustindex verifies that the original source of the review is Google. Very good and cooperative staff. Highly recommend this auditing firm to all the future clients Musaddiq J.2022-09-20Trustindex verifies that the original source of the review is Google. Incredible company with very accommodating staff. Highly recommend capital plus auditing to everyone Usama Abbasi2022-09-17Trustindex verifies that the original source of the review is Google. Realyy happy too work with capital plus. zahid khan2022-09-17Trustindex verifies that the original source of the review is Google. Brilliant service from start to finish. Highly recommended Noman Ali2022-09-17Trustindex verifies that the original source of the review is Google. Amazing prices with excellent service. Just ask for mr naqqash he has amazing analytical skills and wwoth his experience he will make things very easy for you.
Why Choose CapitalClosure for Debt Advisory?
Experienced in multi-party debt negotiation
Knowledge of UAE corporate and labor laws
Trusted by banks, Free Zones, and government departments
Sensitive to reputation and legal risks
Structured plans for SMEs, startups, and large businesses
Resolve Business Debt Without Stress
We negotiate with creditors, suppliers, and banks on your behalf, ensuring fair settlements, legal compliance, and financial closure with dignity.
Frequently Asked Questions?
Can I liquidate my company if I still owe money?
Only if those debts are formally resolved, settled, or absorbed by another legal structure. We help you do that.
Will creditors agree to negotiate?
In many cases, yes — especially if they know the business is closing and partial recovery is better than legal pursuit.
What if I have a loan under my personal name?
We can advise on separation, restructuring, or settlement based on your individual situation.
Can you help with payment plan setup?
Yes. We negotiate payment terms or installment options if liquidation timelines are tight.
100+ Campanies closed
Let’s Resolve Debts & Finalize Your Liquidation
Don’t let unpaid dues derail your company closure. Our expert advisors will help you settle everything, legally, ethically, and strategically.